0:00 Intro and meet the guest
2:48 How she quit her full-time job
  3:55 The talk with her boss
  6:10 The first month with no paycheck
9:15 Separating household and business money
  11:02 The three-account rule
  14:30 A six-month cushion
17:40 What to charge for your first project
  19:05 Why hourly pricing backfired
24:05 A routine without a boss
31:20 How to say no to a client
38:45 Listener questions
  39:10 Taxes when you're self-employed
  43:30 Can you ever take a vacation?
47:55 Advice for anyone just starting out
51:10 Wrap-up